Monday, April 24, 2006

Personal Financial Planning - Post #1

last khamis & jumaat dapat peluang pergi seminar anjuran GHR, very lucky to be selected and paling best sbb FOC.. hehe.. the 1st day is about Islamic Financial Market while the 2nd day is about Personal Financial Planning.. hubby & me are actually in the midst of discussing about our financial plan and the seminar is just perfect for us.. so, i'll share some of the learning here.. mungkin meaningful to those who haven't start a plan yet.. =)

They are 4 ways to create savings:
[1] Pay yourself first - allocate at least 10% of our monthly income (or joint monthly income for married couple) for savings
[2] Your future in a peanut can - simpan duit2 sen tu dalam tabung, make it a habit!
[3] Spend your way to wealth - invest! invest! invest!
[4] The right way to use supermarket coupons - kalau dpt kupon rm30, bila dah guna, simpan balik duit the same amount as savings..

I'll write more later on the subject.. kene sambung keje plaks.. huhu

7 comments:

Ummu Auni said...

la kenapa aku tak terpilih? ruginya...

Anonymous said...

aini, ramai sangat kot kalau nak buat utk semua so diorang kene select.. aku kene select pon sbb perform time degree kot (rasanya diorang ambik naam from ytm).. ayah ko lagi hebat rasanya.. semuanya basic cuma lebih tersusunla bila speaker yg cakap.. most of the things ko memang dah buat pon.. cuma dia stressed out that kita kena berdisiplin.. ni aku tgh training kat ttc.. kalau dah masuk ofis aku share banyak lagi info.. =)

Anonymous said...

akak tgh dok tunggu entry on Personal Financial Planning - Post#2 :D

Anonymous said...

wah bestnyaaaa
suka pegi seminar mcm ni!
cepat sambung sambung!

Anonymous said...

alamak akak & gna.. sungguh saya tak sempat nak update.. mmg banyak sgt ilmu nak kongsi.. even file2 excel yg saya dpt pon nak share kan.. sape tahu camne nak upload file excel ke blog.. tak pon bak sini emel add.. nanti saya email.. sorry sesangat.. staff saya cuti UL bapa meninggal.. so saya la kene backup..

Anonymous said...

lerr.. kat ttc ke julie? kalau tau leh laa lunch together-gether ke.. tapi lunch ala-ala org nak turunkan berat badan gituuu ;) heh heh.. bagus jugak tips tu.. macam awak kata laa.. mostly dah buat tapi reinforcement utk berdisiplin tu bagus laa.. and kita particularly sukar part 'coupons' tu.. btol gak--kita kalau dapat coupon jusco ke kadang salah spend--treat macam 'extra' bonus and blanja sukahati walhal better simpan duit of the same amount macam awak cakap :)

by the way to Pn.Gina-- lama tak dengar berita? Fatin yg comel lotte tu apa habaq? Imaan dah sihattt sangat-ntah2 mengalahkan fatin! hoho

Anonymous said...

ala safurah.. kite ingatkan awak tak abes pantang lagi time tuh.. kite terpk gak nak gi visit awak, tapi sbb tak bawak kete pon cam susah nak bergerak.. hehe.. nantila bebiile kita gather2 ek.. imaan dah tembam ek?? hemm.. best cubit nih.. hehe